Posts Tagged ‘credit card’

credit card Credit cards become the salvation of many people at the time of purchase or cash needed by an advance, but be careful, they can become your worst nightmare if not used responsibly.

According to the report of the Superintendence of Colombia, in June 2010 had 7.6 million credit cards in force. These are increasingly used as means of payment and cash replacement. In June were about 8 million credit card purchases nationwide, with a value that exceeded $ 1.5 trillion. In that same period, about $ 509,597 million were used to make progress.

The idea is that the credit card rather than a financial burden, would become his ally. This can be an important element of your financial planning, to the extent that it allows you to keep track of purchases and consolidate your bills into one payment. You may have liquidity without having to carry cash, in addition if you combine the return of 2 percentage points of VAT accumulation of points or miles, discounts and promotions in both articles as in recognized institutions, the credit card can become a means of payment to which you can get much benefit. Read the rest of this entry »

The card credit is one of the most popular inventions of recent times, encouraging at least two benefits key: A great help to consumers as a payment mechanism and, in turn, is a major boost to our economy .

But also the cards are credit improperly exploited, becoming several times, the main source of debt for many consumers. So, to reap the true benefits of the card credit, consumers should be knowledgeable about the proper use of the card credit.

1. Pay arrears at the date
Failure to comply with outstanding fees will only cause immeasurably increase the debt, since interest rates card credit are considered among the highest in comparison with other types of debt.

2. Transfer balances from one card with high interest credit to another card of credit with a lower interest
If the interests of card credit is too high, you should switch to other cards that offer credit even 0% interest for introduction. In this way, you can pay the debt card credit gradually without incurring additional interest. Read the rest of this entry »

Many people believe that having a credit card equals having a bitter debt. But if you’ve managed to administer your, surely you’ve seen the positive side.

Acquiring a credit card can be an excellent idea that greatly favors your economy. Do not be afraid to credit, especially if you’re careful with how you manejas.Si you are a person who pays on time , then you should find many benefits to owning a credit card, for example:

Address some emergencies, such as unexpected travel, hospitalizations, emergency repair of your car, etc.
Payment services automatically as telephone, cable or cell phone.
Cash available any day of the year at any time through ATMs.
Advantage of special discounts or deferred purchases to months without interest. Read the rest of this entry »

4 ideas for the correct approach to online marketing campaigns4 ideas online ideas like the ideas of off-line marketing, need a specific strategy for electronic media should be aligned with business strategy and have it must have an idea and a clearly defined objective. Internet strategies, can be 4 basic:

1 E-Commerce

Is to market goods and services online paying by credit card or bank transfer. Very useful for those low-involvement products: consumer goods (books, music, flowers, gifts, insurance) Reservations (aircraft, cars, hotels, theaters), payment service (cable, television, water, electricity).
Read the rest of this entry »